40/30/20/10 Budget Calculator

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40/30/20/10 Budget Calculator

40/30/20/10 Budget Calculator

Needs (40% = ₹0) +

Needs are essentials like housing, food, and transport. These should not exceed 40% of your income.

Wants (30% = ₹0) +

Wants include entertainment, dining out, and hobbies. Limit these to 30% of your income.

Savings & Investments (20% = ₹0) +

Allocate at least 20% of your income to savings and investments.

Charity / Personal Growth (10% = ₹0) +

Use up to 10% for charity, education, or personal development.

Budget Overview

Visual comparison between spent and remaining budget

Total Income: ₹0

Total Spent: ₹0

Remaining Balance: ₹0

40/30/20/10 Budget Breakdown

Needs: ₹0

Wants: ₹0

Savings: ₹0

Charity: ₹0

Summary Report

Category Spent (₹) Target (₹) Difference (₹) Status
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